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A recent study indicates that 15 percent of American adults use online dating websites or mobile applications.

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Sure, you can find love online. You could also find yourself falling for a clever con artist who will gain your trust and rob you blind. It happens all too often.

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Then, they make up a story and ask for money.

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Read about the stories romance scammers make up and learn the 1 tip for avoiding a romance scam. Scammers ask you to pay by wiring money, with reload cards, or with gift cards because they can get cash quickly and remain anonymous.

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Federal Trade Commission Consumer Information. They also know the transactions are almost impossible to reverse. Notify the website or app where you met the scammer, too.

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Share this Facebook Twitter Linked-In. If you paid a romance scammer with a gift cardcontact the company that issued the card right away.

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Romance scammers create fake profiles on dating sites and apps, or contact their targets through popular social media sites like Instagram, Facebook, or Google Hangouts. The scammers strike up a relationship with their targets to build their trust, sometimes talking or chatting several times a day.

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But instead of finding romance, many find a scammer trying to trick them into sending money. Millions of people turn to online dating apps or social networking sites to meet someone.

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Tell them you paid a scammer with the gift card and ask if they can refund your money.